(844) 236-2905 Apply

All industries welcome

Every trade,one application.

Quick Funding Spot puts no restriction on the kind of business it arranges funding for. One application reaches 75+ lending partners, and a specialist reads what comes back with you.

  • 75+ lending partners
  • No fee, at any stage
  • Soft credit inquiry only
  • Same day on two of the six

Start the application (844) 236-2905

About fifteen minutes, across six screens. No documents needed to start.

An owner in the middle of the floor he is funding.
Eight trades it sees mostAnd no list of what is excluded
75+lending partners the application reaches
25,000+businesses funded through the network
$500M+arranged through the network
4.8rating on Google

All industries

Find your trade. We fund all of them.

Quick Funding Spot puts no restriction on the kind of business it will arrange funding for. These are the eight it sees most, what each one usually borrows for, and the programme that most often fits — a starting point, not a rule. Which programme a business actually qualifies for is the lender's decision once the application has been read.

  • A workshop owner in front of the lift.

    Automotive

    A lift, a diagnostic rig, a second bay. The two biggest cheques a workshop writes are both equipment.

    Usually: Equipment financing

  • A crew on a site that is paid on completion.

    Construction

    Paid on completion, but the crew is paid every week. The gap is the whole problem.

    Usually: Short-term loan

  • A treatment room fitted out on a plan.

    Healthcare

    A chair, a scanner, a fit-out. Planned, costed, and worth knowing the repayment on before you commit.

    Usually: Term loan

  • Materials bought this month for orders paid next.

    Manufacturing

    Materials bought this month against orders paid for next. Volume makes the gap bigger, not smaller.

    Usually: Working capital

  • A dining room whose takings move with the week.

    Restaurants

    Takings move with the week and the season, so the repayment should too.

    Usually: Cash advance

  • Stock bought ahead of a season.

    Retail

    Stock bought ahead of a season you cannot be certain of. Draw what you need, repay, draw again.

    Usually: Line of credit

  • A vehicle that is the business.

    Transportation

    A vehicle is the business. Financing it on the vehicle itself keeps the cash where it is working.

    Usually: Equipment financing

  • Goods out of the door before the invoice is paid.

    Warehouse & logistics

    Goods leave the building long before the invoices are settled. Working capital covers the distance.

    Usually: Working capital

Not listed here does not mean not funded. The eight above are the trades this office sees most, not a list of what qualifies.

The programmes

The six programmes

Every figure this site publishes about what it arranges, in one table. Amounts and terms are the range a programme is written across; where a business lands inside one is the lender's decision.

A fit-out already costed, repaid at a fixed rate.

Term Loan

One sum, a fixed rate, and a repayment you can write into next year's budget.

Amount
$20,000 – $1,000,000
Term
12 – 36 months
Cost
From 5.5%
Funded in
1 – 2 days

Term loan, in full →

Said out loud

What this site does not publish

Two of the six programmes publish a starting rate. Four do not, and rather than leave a blank column or invent a figure, here is exactly what is and is not known before you apply.

The two that publish a rate
The term loan starts at 5.5% and equipment financing at 4.5%. Those are floors, not quotes: the rate a business is actually offered depends on its revenue, its time trading and its credit file.
The four that do not
The line of credit, the short-term loan, working capital and the cash advance publish no rate anywhere on this site. Asking for one before applying is reasonable and the answer will be a range; the figure only becomes real once a lender has read the application.
The cash advance is not priced in interest at all
It is priced as a factor. A factor of 1.2 on $100,000 is $120,000 to repay whether it clears in six months or eighteen — paying it off early does not make it cheaper, which is the opposite of how the other five behave. The two numbers are not comparable and should not be compared.
What is certain about the cost of applying
Nothing. There is no application fee, no processing fee and nothing payable to Quick Funding Spot at any point. The application is a soft credit inquiry and does not affect the business owner's score; if an offer is taken forward, the lender may run a hard pull at that stage.
What is known before applying, and what is not.

The process

From application to funded

Applying is fifteen minutes of questions, not thirty seconds. Knowing that before you start is the difference between finishing the form and abandoning it halfway.

Step 01

Fill in the application

About fifteen minutes, across six screens: what the business is, how long it has traded, what it takes, and what the money is for. No documents are needed to start and nothing is payable. It is a soft credit inquiry and leaves no mark on the owner's score.

Six screens, and no documents to start.

Step 02

A specialist reads what comes back

The application goes to 75+ lending partners and a funding specialist goes through the offers with you — what each one costs, what it asks for, and which are worth taking forward. There is no obligation to take any of them.

A specialist reading the offers back with you.

Step 03

The money arrives

Once an offer is accepted the funds go to the business account. Same day on two of the six programmes, one to three days on the others; the programme decides, not the paperwork.

Funded: same day on two of the six.

The application

Apply

About fifteen minutes, across six screens. No fee, no obligation, and no mark on the owner's credit score. One application reaches every lender in the network at once.

Rather talk to somebody first? (844) 236-2905.